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Electric Vs. gas-powered vehicles: Which is superior? Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make better financial choices by providing you with interactive tools and financial calculators, publishing original and objective content. This allows users to conduct research and compare information for free to help you make informed financial decisions. Bankrate has partnerships with issuers including, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The deals that are displayed on this site come from companies who pay us. This compensation may impact how and where products are displayed on the site, such as for instance, the sequence in which they appear within the listing categories, except where prohibited by law. This applies to our mortgage and home equity products, as well as other home loan products. However, this compensation will have no impact on the information we provide, or the reviews you read on this site. We do not include the vast array of companies or financial offerings that could be accessible to you. Thomas Barwick/Getty Images
8 minutes read. Published August 15 2022
Written by Rebecca Betterton Written by Auto Loans Reporter Rebecca Betterton is the auto loans reporter for Bankrate. She specializes in helping readers with the ways and pitfalls of borrowing money to buy an automobile. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are committed to helping readers gain confidence to take control of their finances with clear, well-researched information that breaks down otherwise complicated topics into bite-sized pieces. The Bankrate promises
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You have money questions. Bankrate can help. Our experts have helped you understand your finances for more than four decades. We strive to continuously give our customers the right guidance and tools required to make it through life's financial journey. Bankrate follows a strict policy, so you can trust that our content is truthful and accurate. Our award-winning editors and reporters provide honest and trustworthy content to help you make the right financial decisions. Our content produced by our editorial team is factual, objective and uninfluenced by our advertisers. We're open regarding how we're capable of bringing high-quality content, competitive rates, and helpful tools to our customers by describing how we earn money. Bankrate.com is an independent, advertising-supported publisher and comparison service. We receive compensation for the placement of sponsored products and, services, or through you clicking certain links posted on our site. So, this compensation can influence the manner, place and in what order products appear within listing categories and categories, unless it is prohibited by law for our mortgage or home equity products, as well as other home loan products. Other factors, such as our own website rules and whether or not a product is offered in the area you reside in or is within your own personal credit score can also impact the manner in which products are featured on this website. While we strive to provide the most diverse selection of products, Bankrate does not include information about each credit or financial products or services. One in four consumers who are considering buying a new car is buying a hybrid or electric car similar to the traditional gas-powered vehicle, according to (KBB). And choosing electric vehicles -- or any alternative fuel vehicle -- is a good idea for both your wallet as well as the environment. Before you head to the dealership it is sensible to consider electric vehicles and know the difference in cost of ownership. What exactly is an electric car? Electric cars have seen a huge rise in popularity in recent years and especially as the understanding of climate-related issues continues to grow. This, along with the high cost of gas has resulted in drivers seeking to save money driving electric. In contrast to the gas-powered cars that are commonly on the roads and in parking lots, EVs have a motor powered by a battery. There are three types that are electric cars. The hybrid electric vehicle (HEVs) powered by an electric motor and the internal combustion engine, HEVs have the power of a traditional gas-powered vehicle and the benefits of improved fuel economy. It is not possible to charge an HEV like some of the EVs it is compared to, however batteries are charged by the engine. There are many varieties of brands and models of HEVs that are available on the market. Some highly rated options according to KBB include that of the Honda Accord Hybrid, the Toyota RAV4 Hybrid and the Hyundai Elantra Hybrid. Plug-in hybrid electric vehicle (PHEVs) Plug-in hybrids is exactly as it sounds it's a hybrid car that is charged through a plug. It is powered through a battery pack inside the vehicle and charged through an external cable. They also make use of other fuels, typically gasoline for powering an internal combustion engine (ICE). The vehicle makes use of electricity until it is spent and then taps into it's ICE capabilities. The choices for PHEVs can be a bit slimmer, but KBB's top choices are the Ford Escape SE Plug-in Hybrid as well as the Hyundai Tucson Plug-in Hybrid and the Kia Niro Plug-in Hybrid. Fully electric vehicles (EVs) The fully electric vehicle increases the quality and is completely powered by an electric motor -there is no ICE or alternative fuel sources are required. They have a battery that powers the vehicle . It is charged in the same manner to PHEVs. They are charged via a specialized outlet. While charging stations can be found locally, it is important to remember the added costs for a station to charge when contemplating a fully electric. KBB's top fully electric options include The Chevrolet Bolt EV, the Nissan Leaf and the Ford Mustang Mach-E. Price of electric in comparison to. gas cars Before diving headfirst into the world of hybrid and electric cars, it is important to understand the differences in price between gas and electric. While driving an EV can come with lower costs overall, the upfront price tag could be an obstacle for some. In recent times, purchasing a new vehicle is expensive regardless of its source of power. July 2022 was a record month for price for new cars that exceeded $48,000, as per . However, the price of an EV is higher than the gas-powered alternative. It is estimated by KBB estimates for an EV is over $60,000 -that's in line with an average luxury vehicle price tag. But it is forecasted to be that the EV market will reach 40 % by the year 2031 according to . This prediction is supported by more vehicles hitting the market. And, fortunately, this rise in EV availability acts as an opportunity to equalize. If more people are considering buying electric cars their costs will go down. The evidence of this is already evident in the variety of new models entering the market. For the quarter that began in early 2022 4.64 percent of new vehicle registrations were electric vehicles, while 7.18 per cent were hybrid vehicles, as per Experian's report of automotive market trends. This resulted in 60.4 percent growth in EVs over one quarter in 2022 and an 10.7 percent increase for hybrids. Cost of owning electric vehicles vs. gas cars While the upfront cost of the next car is crucial, you should also consider the cost to maintain and own the vehicle over the course of its ownership. Take a look at the cost-to-own analysis for five years for two top cars, according to Edmunds. The first is a 2022 Chevrolet Bolt EV, comes with a price tag of $31,955 and has a large range, spacious cabin and a well-rated handling. The other, 2022's Mazda 3, is a well-known gas-powered model with a price tag of $24,115. Both offer an elegant interior with a smooth and comfortable ride as well as turbocharged engines. Take into consideration how the costs accumulated over five years of vehicle ownership will affect the type of vehicle you'd like to purchase. 2022 Chevrolet Bolt EV
2022 Mazda 3
Vehicle depreciation
$8,767
$6,700
Taxes and fees
$2,603
$1,814
Financing
$2,921
$2,309
Fuel
$2,283
$11,255
Insurance
$5,411
$3,941
Repairs
$731
$666
Maintenance
$2,806
$4,592
True cost to own
$25,522
$31,277 Fuel At the most basic level, owning an electric vehicle will mean no more trips to gasoline stations. A study conducted in 2020 discovered that EV owners will pay on average 60 percent less for fueling their vehicles. The difference in cost of fuel between the Chevy and the Mazda is more significant than the average. But getting power for your EV is not so simple as picking regular middle-priced or premium. The charging process for EVs can be divided into three choices that come with different costs and advantages. The first option is charging at a level one. It is by far the most popular form of charging and is accessible via the same outlet you would charge your cellphone using. They are the least efficient charging options that provide up to five and two miles charge per hour. Level two charging. These chargers, typically installed and located in your garage are powered by the same electricity as your washing machine. You can gain between 10 and 20 miles of charge in an hour. Level three charging. Also known as DC charging, these are available in public settings. They're the fastest alternative and users can get the full charge of 80 percent within 20 minutes. Similar to how washing your machine multiple times in a row can add to your electric bill, the additional cost incurred by charging at home could add up. This cost per month is added to the cost to install an at-home charger -- which can range between $300 and $50,000, depending on the level of the charger. However, keep in mind that many communities are now equipped with chargers, meaning you might not need to pay to install it right away. Check out , a free map of electric vehicle stations to locate chargers within your local area. Finance Although you are able to finance a cargasoline or electric powered -- simply apply on the internet or in person with several lenders prior to deciding on the best option, financing a green car may come with additional benefits. serve drivers looking to finance electric cars. These types of loans are typically offered by the credit union sector and typically have lower interest rates than traditional auto loans. You could also be eligible for financial incentives that is available in certain states of the U.S. You can benefit from a credit worth as high as $7,500, contingent on your home state. Insurance Insuring your car is a vital part of owning a vehicle that safeguards you as well as your family members. carries the same approach you'd use to cover a conventional vehicle option. It will cover collision, bodily injury, responsibility and comprehensive insurance. Like any other vehicle the cost will be based on several factors. But the insurance cost for an EV will typically cost more than traditional gas-powered options. The reason for this is due to the cost of the car's components. A minor accident can cause, for instance in the requirement for a replacement battery which could be priced at over $15,000. Bankrate looked at 12 models of vehicles provided by Quadrant Information Services and concluded that, on the average, premiums will be higher for electric cars. This is demonstrated by the higher insurance rates forecast for Bolt over the Mazda 3. Bolt as compared to Mazda 3. Pros and disadvantages of electrical vehicles EVs can provide a ride that's better for the environment and your pocket in the long term, but they're not without disadvantages. The advantages of electric vehicles Some advantages of driving an electric car include less maintenance. Electric cars need less trips to the mechanic which can mean less money spent on costs, such as oil changes and brake system inspections. A lower cost for the life of the vehicle. The cost of owning a vehicle can be high however EVs come with a lower cost. They are better to the planet. They do not release pollutants from the tailpipe and are therefore more beneficial for the local air quality and general emission of greenhouse gases. The latest technology is readily can be found. A lot of the latest electric cars include advanced control panels as well as mobile applications to manage and monitor the vehicle. The cons of electric cars A few negatives associated with driving an electric car include: higher cost of purchase. In the average, purchasing an EV comes with a higher upfront cost, close to $12,000, as per KBB's July 20, 2022 average transactions prices. Range anxiety. Charging stations are often few and far between in some areas, leaving some drivers feeling stressed when searching for a location to charge their power. Faster vehicle depreciation. Battery deterioration and vehicle incentives result in a rapid loss of value in the case of electric cars. The cost of installing the charging station. If you prefer charging at home, installing a charging station could cost as much as $50,000. Is an electric car right for you? if your next set of wheels will be electric, it must be thought of in the same way that you'd pick which model or model of traditional vehicle is best for you.take into consideration your lifestyle and needs. If your commute fits with the available range and the range of options an electric vehicle offers, or if you prefer the sleek style and environmental benefits, then an EV might be the best option. But if jumping into an all-electric EV is too big of a financial commitment, you may want to consider , or opt for an electric or hybrid when you're planning to purchase. Hybrids and plug-ins generally cost less upfront and still offer the same money-saving advantages that an electric car does. Take note of these key aspects when you are shopping to make sure that you're choosing an EV is worth investing in. The range of the vehicle If you're on a long commute and aren't able to access chargers along the route and at the point you want to go, think about the range of the new vehicle you're considering purchasing. The battery's range of use can vary greatly depending on the type of car. Make sure that you don't buy a vehicle that can't be easily charged for your daily outings. Access to chargers Before going to the dealership to shop look for chargers in your neighborhood or think about the expense of installation and upkeep of an in-home charging station. This involves weighing the level one, two and three options based on your requirements. Your lifestyle Not only is important to consider your life style in terms of appearance but also in the way of function. Electric vehicles operate in a different way than the ones you're familiar with. Because they rely on regenerative braking, as an instance, you could expect slower brakes, but a smoother overall drive. The bottom line The true cost of owning an EV is less than an alternative powered by gas. Even with steeper vehicle depreciation and potentially higher insurance and financing, the less maintenance and five-year cost for owning an EV makes it a promising option. If you are a prospective car owner it is essential to determine which costs matter most to you, and if EV will fit into your lifestyle. FAQs How long does it take to charge an electric vehicle? Depending upon the capacity of the battery, the process can take as few as 30 minutes, or up to 12 hours. The best way to go is to charge your electric vehicle in smaller increments rather than all at once in order to decrease the amount of time required to charge. What is the cost to charge an electric vehicle? While the exact price to charge will vary by the location due to different electricity costs, the price is determined by the available range and price per kilowatt (kWh). In California for example electric power is typically 18 cents per kWh so an EV that has a range of 150 miles will be about $7 for a complete charge. How long will battery packs for electric vehicles last? The batteries found in an EV will last between 10 and 20 years until they need a full replacement.
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This article is written by Auto Loans Reporter Rebecca Betterton is the auto loans reporter for Bankrate. She is a specialist in helping readers in navigating the ins and outs of securely borrowing money to buy cars. Edited by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate from late 2021. They are passionate about helping readers gain the confidence to manage their finances with precise, well-studied details that cut complex subjects into bite-sized pieces.
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